HOW TO USE NAVIG
From hearing about a company to understanding what’s really happening.
Navig helps you move from curiosity about a Nigerian company to structured research about its business, financial performance, risks, valuation and what deserves your attention.
01
Start with a company you’re curious about.
Maybe you heard someone talking about the company. Maybe you saw the stock online. Maybe you already own it. Maybe you are thinking about investing.
Or maybe you simply want to understand the business better.
“I keep hearing about United Capital. What is actually happening inside the company?”
United Capital Plc
UCAP
Curious about this company?
Research it on Navig →
03
Navig already knows how you invest.
After creating an account, you complete a short investor profile covering your experience, your goals, your risk attitude, your investment horizon and your investor identity.
Navig uses this context when explaining what may deserve attention.
The company’s financial facts do not change based on your profile. The underlying data stays the same — only the explanatory context can differ.
YOUR PROFILE
Long-Term Quality Investor
3–7 years horizon
Goal: Growing my wealth steadily
The numbers stay the same.
The context around what may matter to you can change.
Example profile
04
Get the important picture first.
Quick Read helps you understand the company without immediately working through every financial detail.
It is not a recommendation. Its role is simple: what happened, why it matters, and what deserves more investigation.
The company
What does the business actually do?
The business
How does it make money?
Key figures
What are the important numbers?
Financial trends
What has been changing?
What the numbers mean
Why do those movements matter?
What reads well
What appears stronger or has improved?
Worth watching
What looks weaker, inconsistent or uncertain?
Valuation
What does the market price look like relative to the estimated value?
What this may mean for you
What may deserve attention given your investor profile?
Questions before deciding
What still needs investigation?
05
Something caught your attention? Go deeper.
Quick Read gives you the main picture. Deep Dive lets you investigate the evidence behind that picture.
Quick Read
Understand the story
Deep Dive
Investigate the evidence
- Detailed financial charts
- Revenue
- Net income
- Profitability
- Margins
- Operating cash flow
- Free cash flow
- Debt and net debt
- Assets and liabilities where relevant
- Financial ratios
- Historical movements
- Conflicting signals
- Strengths
- Warning signs
- Plain-language explanations
- Questions worth investigating
- Valuation assumptions
- Company-specific context
06
Price and value are not the same thing.
The market price tells you what investors are currently paying for the shares. It does not automatically tell you what the underlying business may be worth.
Navig provides an estimated intrinsic value to add valuation context. It is not a guaranteed correct price, not a prediction of the future share price, and not a recommendation to buy or sell.
It is one input into your wider research and judgement. In Deep Dive you can see and adjust the assumptions behind the estimate.
Current market price
₦XX.XX
Estimated intrinsic value
₦XX.XX
Difference
XX%
Illustrative layout only — no real figures.
07
Keep what you’ve learned.
You should not have to start from zero every time you return to a company.
My Research lets you return to previous research. The Research Brief gives you a concise record of what you learned.
08
Navig gives you the research. You make the decision.
Navig does not execute trades, and it does not tell you to buy, sell or hold.
Navig helps you understand the business, the financials, the trends, the risks, what reads well, what is worth watching, valuation, the estimated intrinsic value and what may deserve attention for your investor profile. Then you form your own judgement.
The decision is always yours.
NEED HELP UNDERSTANDING SOMETHING YOU SEE?
That’s what Learn is for.
If something inside an analysis is unfamiliar — such as revenue, margins, cash flow, debt, financial statements or valuation — Navig’s Learn section helps explain investing concepts in simpler language. Learn is free to use.
Topics include understanding businesses, revenue and profit, margins, cash flow, debt, financial statements, valuation, investment risk and investing principles.
Explore Learn →